California Minnesota Consumer Rights Lawyers Suing Debt Collectors

Sue Debt Collectors

Debt collectors are not allowed to harass you or treat you unfairly. This includes being rude to you on the phone, pretending to be someone who they are not and much more... If you believe you have been treated unfairly contact us for a legal consultation. You may be able to sue debt collectors under the FDCPA and win up to $1000 (up to $2000 in California).

Call us for a free legal consultation.

Stop Collector Harassment

Debt Collection Harassment is against the law. If you have ever been threatened with physical force, arrest, harm to your reputation or property, accused of a crime in connection with your debt and more, then you may be entitled to bring a claim.

Call us today for a confidential, free legal consultation.

Identity Theft

Identity Theft is growing crime affecting millions of consumers each year... If you experience any problems with Credit Reports, Collection Agencies, Creditors, Bank Accounts and Fraudulent Withdrawals or any other type of issue related to the theft of your identity, we can help.

Take action now. Call us for a confidential free legal consultation.

We Help You Sue Abusive Debt Collectors

Are debt collectors falsely implying that they are attorneys or government representatives? Are they misrepresenting the amount of your debt? Are they sending you papers they claim to be legal forms when they're not? If so, you may be entitled to bring a suit against them for damages.

Call for a confidential free legal consultation.

Record Debt Collectors

You can record phone calls if you have the consent of one party or all parties (depending on your state). Learn how you can save powerful evidence against debt collectors that violate the law by clicking here.

We are happy to answer your questions and advise you of your legal rights and remedies. Call today for a free legal consultation.

Stop Collector Harassment

Do not let debt collectors violate your rights anymore. Sue them if they do and if you win, you may be entitled to statutory damages up to $1000, actual damages, attorney's fees and costs.

Call us today for a confidential free legal consultation.

STOP Debt Collectors

Are you being called constantly by debt collectors? Are debt collectors making threats to you if you don't pay? You have rights under the Fair Debt Collection Practices Act (FDCPA). Stop debt collectors -- and collect up to $1000 in statutory damages from them if your rights are violated.

We are happy to answer your questions and advise you of your legal rights and remedies. Call today for a free legal consultation.

We Help Sue Collection Agencies

Do debt collectors call your neighbors, other family members, or co-workers to discuss your debt? Are they deceitful and dishonest when communicating with you? Do they use obscene or profane language? If so, you may be entitled to bring a claim.

Call us today for a confidential free legal consultation.

Unsolicited Telephone Calls or SMS Text Messages

The Telephone Consumer Protection Act (TCPA) of 1991 governs the conduct of telemarketers. Next time you receive an unsolicited text message or phone call to your cell phone beware... Under the TCPA you are entitled to receive anywhere from $500-$1500 per phone call.

Contact us if you think your rights have been violated under the TCPA. Call today for a free legal consultation.

Common Debt Collector Violations

While not every debt collection agency practices shady collection tactics, a fair amount do break the law. Some examples of violations under the FDCPA are:
* Requiring you to defend a lawsuit in a county where you do not reside or sign a contract.
* Contact or calls with neighbors or family.
* Suing you or threating to sue you on a time-barred debt.
Call today for a free legal consultation.

Debt Collector Laws

Federal Law provides protection against abusive debt collection tactics. Under the Fair Debt Collection Practices Act (FDCPA) if your rights are violated, you are entitled up to $1000 in statutory damages plus attorney's fees and costs.

We are happy to answer your questions and advise you of your legal rights and remedies. Call today for a free legal consultation.

We End Collector Harassment

Our lawyers have a passion for consumer rights. If you were wronged and treated unfairly, please give us a call for a free legal consultation. If we take on your case, we won't charge you. Our fees are tied to any reward we collect on your behalf.

Call us today to discuss your case.

Bill Collectors after you?

Are bill collectors after you? There is nothing wrong with collecting a legal amount of debt, but the way it is collected has to be lawful. This includes all communications, including letters, must comply with the Fair Debt Collection Practices Act (FDCPA).

If you believe your rights are being violated then you should call us for a free legal consultation.

Collection Amounts

Any amount of money collected or attempted to be collected by a debt collector must be lawful. This means that if a contract or the law does not authorize a particular "collection fee" or interest, then your rights are violated under the FDCPA...

We are happy to answer your questions and advise you of your legal rights and remedies. Call today for a free legal consultation.

Consumer Attorneys On Your Side

MinCal's consumer attorneys are on your side. If your rights are being violated, we can help. Whether you owe a debt or not, if your rights have been violated we will aggressively protect your rights under the law.

Give us a call today for a free consultation with one of our attorneys..

Debt Collection Laws

FEDERAL FAIR DEBT COLLECTION PRACTICES ACT (FDCPA) - 15 U.S.C. § 1692 et seq

Federal Debt Collection Protection: The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors and collection attorneys from using harassment and other unethical practices when collecting debt. The Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. § 1692 et seq., is a United States Federal Statute that was added in 1978 to Title VIII of the Consumer Credit Protection Act. The purposes are to eliminate abusive practices in the collection of consumer debts, promote fair debt collection, and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information's accuracy. The FDCPA creates guidelines under which debt collectors may conduct their business, defines consumer rights involved with debt collectors, and prescribes penalties and remedies for violations of the FDCPA.

California Debt Collection: If you are a consumer living in California, The Rosenthal Fair Debt Collection Practices Act (RFDCPA) prohibits both debt collectors and original creditors from using harassing and other unethical practices when collecting debt. Other states may also have additional protection against harassing debt collectors.

Tracking Debt Collector Communications: We recommend saving every single letter you receive from a debt collector, including the envelopes (there could be potential violations). We also suggest you keep track of every single phone phone call or other type of communication received or made. MinCal has prepared a collector correspondence log for you to use. Please download this log and call us if you have any questions.

Recording Debt Collectors: If you are wondering what laws may apply if you have want to record a debt collector phone call, then you should check out our "Recording Debt Collectors" section.

Statute of Limitations for Collecting Debts: Check your state's statute of limitations. Know your rights and when a debt collector may no longer legally sue you for a debt. Visit "Statute of Limitations for Debt Collectors."

Use the menu on the left to navigate your way through this section.