The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using unfair or deceptive practices in their attempt to collect debts, regardless of how the debt was incurred.  Debts incurred as a result of Identity Theft are also covered.

• If you are contacted by a debt collector for a debt resulting from identity theft, state that you are a victim of identity theft, dispute the validity of the debt by sending the collector a copy of the police report via certified return receipt mail.  Keep all copies of letters you receive and letters you send.
• If the debt collector continues collection efforts then you may have the right to sue them for violation of your rights.
• You should contact us for a free consultation to discuss your rights.

If a debt collector violates the FDCPA, which includes a whole range of prohibited collection activities, such as contacting you for a debt you do not owe as a result of identity theft, then you are entitled to bring an action against the debt collector.  You need to discuss your situation with one of our lawyers to learn about your rights and how to stop abusive and harassing collection activities.  You can call us for a free consultation.  We will not charge any fees, unless we prevail in your case.